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Superfast Loans for Business Growth
Borrow up to £500,000 – receive funds within 24hrs of approval
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By entrepreneurs, for entrepreneurs

The world of business has changed. But when it comes to lending, most financial institutions are stuck in the dark ages. Despite numerous examples of bedroom businesses becoming billion-dollar behemoths within a decade, banks use the same old assessment criteria for credit applications.

Cashflow is King: we see it, and we raise it

The Swishfund lending model starts and ends with cashflow. We make a loan offer based on the operating performance of your business over the last year, with minimal conditions. Whatever your current size or future aspirations, if your cashflow indicates a solid business model, we’ll help you take it to the next level. Fast.

“Cashflow drives every business. Swishfund helps you keep your foot on the gas.”

Swishfund in a nutshell

Swishfund affords you the freedom to grow your business at the pace you want, not the pace your cashflow dictates, through easy access to flexible financing. We provide short to mid-term loans to companies that need to borrow money quickly, without the traditional fuss, deliberation and outdated conditions that are at odds with the fast-moving age of the start-up.

Easy and Fast

Apply in just 10 minutes.
Get a decision quickly, based on our advanced assessment model
Once approved, the money will be in your account in 24 hours
Weekly repayments, looking after your cash flow.

Swishfund is a carbon neutral business. Not all our customers can be carbon neutral, and we like those customers too. However, we have a discount programme to help SME customers become or stay carbon neutral. For more details, please ask your Account Manager.

Pre-application checklist

Swishfund looks at your current operating performance not your business plans, setting minimal conditions. Only your performance over the last year is important. We decide a credit line based on the past 12 months cash flow.
Annual Turnover over £50k
Operating for at least 12 months
Registered at Companies House
Business bank account
Do you fit this picture?
Apply now

Swishfund Commercial