About us
Swishfund, for entrepreneurs and by entrepreneurs
With the efficiency of a fintech and the proactive approach of our people, we've been offering entrepreneurs in the Netherlands an alternative to business financing since 2016, and in England, Wales and Scotland since 2018.

Our Mission
The straightforward financier for entrepreneurs
We make business financing fair, human, and sustainable by building long-term partnerships with entrepreneurs, treating every business with respect and transparency, ensuring access to finance for all, and operating responsibly within our environment.

Swishfund is recognised for Customer Service Excellence
At Swishfund we have a culture of putting our customers first. We want people to like working with us, and to trust us to offer them the best deal that we can. We have been recognised by the Centre For Assessment for our Customer Service Excellence, and currently hold 3 Compliance Plus certificates in the areas of:
(1) inclusive and positive work culture,
(2) our neurodiverse loan documentation and customer service calls, and
(3) our "partnership-first" approach to working with brokers and direct customers.
You can read more about our accreditation here.


Swishfund was founded by Pieter Schoen
Pieter Schoen, well-known in the Netherlands from the television show Dragons’ Den, recognised a major opportunity in the world of business financing back in 2016. He noticed that small and medium-sized enterprises (SMEs) increasingly needed fast and flexible loans, while traditional banks often turned them away, moved too slowly in their decision-making, or demanded excessive documentation. As an experienced entrepreneur, Pieter understood how crucial it is to act quickly when financial opportunities arise. With this vision, he co-founded Swishfund in 2016 together with two partners, aiming to shake up the financial market.
This is how it all began

2016
Founding of Swishfund
Swishfund is founded by Pieter Schoen with one mission: to quickly empower entrepreneurs financially. As the first alternative financier in the Netherlands, for entrepreneurs, by entrepreneurs.
2017
The first business loan issued
The first business loan is issued, a significant step in supporting entrepreneurs to take action and seize opportunities
2018
Launch of Swishfund UK
Swishfund expands internationally with its launch in the United Kingdom, giving more entrepreneurs access to fast and flexible financing.
2019
Fully automated process
Swishfund simplifies the loan application process. Entrepreneurs can now apply for a loan in just 3 minutes with only a few documents.
2021
Support during Covid-19
During the Covid-19 pandemic, Swishfund supports thousands of entrepreneurs. Fast and simple financing helps businesses move forward during challenging times.
2023
10,000th Loan and Milestone
Swishfund issues its 10,000th loan, reaching a milestone of €250 million in cumulative funded capital, enabling entrepreneurs to take action and grow.
2024
New Funding for Growth
Thanks to new funding, we can support even more entrepreneurs with business loans to seize opportunities.
2025
Rebranding Swishfund
Swishfund unveils a new brand identity and website, strengthening our position to continue supporting the success and growth of entrepreneurs.
What we stand for
Reliability comes naturally to us. And we know it is important to you too. For a fintech, we are easily accessible. Our Sales Team is available for calls from 6am to 6pm every weekday. We understand that every customer is different. We have a genuinely collaborative approach to get your the best finance solution, and this sets us apart. We are keen to support every customer and with our no-nonsense and radically transparent approach, so you always know what to expect. Expect the best.
Quick
Just like you, we believe in speed and determination. That’s why you can apply for a business loan with us in just 3 minutes and potentially have the money in your account within 24 hours.
Ease
You want to apply for a loan quickly and easily. That’s why we only ask for minimal company information. Through a secure bank connection, you provide one-time permission for a safe link to your bank. This way, you can keep moving forward and focus on what you do best: running your business.
Transparency
We value clarity, whether it’s about our rates, processes or services. Have questions? Don’t hesitate to give us a call, we’ll be happy to assist you.
Swishfund in Numbers
SwishfundLtd is a subsidiary of our Dutch parent company, Swishfund B.V. (a regulated business in the Netherlands).
As a Group of Companies, we have the following results so far....
financed
businesses
loans issued
Trustpilot
Blog posts

Join our team
Do you want to be part of our ambitious team and help the entrepreneurs of the Netherlands move forward every day? We are a progressive fintech with an SME label and a no-nonsense mentality. We are always looking for go-getters who can strengthen our team. Check out our vacancies, or send an open application.
We are here for you!
Do you have a question about business loans or Swishfund? Check out our FAQs or contact us directly. We’re happy to help.
Help needed?
