Cookie statement

1.1 A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your

computer if you agree. Cookies contain information that is transferred to your computer's hard drive.

1.2 Our website uses cookies to distinguish you from other users of our website. This helps us to provide

you with a good experience when you browse our website and also allows us to improve our site.

1.3 We use cookies for a variety of reasons which are detailed within this policy. In most cases there are no

industry standard options for disabling cookies without completely disabling the functionality and

features they add to a website.

1.4 It is recommended that customers leave all cookies on if they are unsure as to whether they need them

or not, in case they are used to provide a service that the customer doesn’t use.

2.1 If a customer creates an account with Swishfund we will use cookies for the management of the signup

process and general administration of that customer’s loan application.

2.2 These cookies will usually be deleted when the customer logs out, however, in some cases they may

remain afterwards to remember the customer’s site preferences when logged out, so that it enhances

their experience should they log back in.

3.1 We use the following cookies:

3.1.1 Strictly necessary cookies. These are cookies that are required for the operation of our

website. They include, for example, cookies that enable you to log into secure areas of our

website.

3.1.2 Analytical or performance cookies. These allow us to recognise and count the number of

visitors and to see how visitors move around our website when they are using it. This helps us

to improve the way our website works, for example, by ensuring that users are finding what

they are looking for easily.

3.1.3 Functionality cookies. These are used to recognise you when you return to our website. This

enables us to personalise our content for you, greet you by name and remember your

preferences (for example, your choice of language or region).

3.1.4 Targeting cookies. These cookies record your visit to our website, the pages you have visited

and the links you have followed. We will use this information to make our website and the

advertising displayed on it more relevant to your interests. We may also share this information

with third parties for this purpose.

4.1 In some special cases we also use cookies provided by trusted third parties. This section details which

third party cookies a customer might encounter through our website.

4.2 Please note that the following third parties may also use cookies, over which we have no control. These

named third parties may include, for example, advertising networks and providers of external services

like web traffic analysis services:

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